PERSONAL LOAN

Your long search for the best personal loan ends at Navya Finance

Are you tired of visiting banks and other financial institutions  to get the best personal loan? You will be happy to know tha Navya Finance has all leading banks, NBFCs and other financial institutions in India on its platform.
Visiting Navya Finance Finance is like visiting 100 lenders together to search, compare and apply  for the best personal loan at favorable terms with no hassle whatsoever. You can use personal loan eligibility  calculator to know how much loan amount you are eligible for. You can even calculate your EMI using online calculator.

Features & Benefits

With personal loans, you can take advantage of Flexible EMI plans, higher loan amount and flexible tenure options. However, the quantum of personal loans to the customer depends on a number of factors such as borrower’s credit history, existing loans, company with which you are currently employed & the number of years of relationship with the bank etc.

Quick Approval

A personal loan has the fastest loan disbursal time when compared with other loans. The whole process takes 2 to 3 days.

Multi-Purpose Loan

The personal loan provides complete flexibility of end-use. You are free to spend the funding in a way you prefer to.

Online Process

Navya Finance, you can apply and get your loan disbursed with just a few clicks.

No Security or Collateral

Yes! You read it right, you don’t need to provide.

Eligibility & Documents Required

Eligibility Required

Any individual who is an Indian citizen or national and has residual income qualifies for the personal loan. By design Personal Loans are unsecured loans and therefore an applicant does not have to worry about furnishing paperwork related to collateral. For getting a personal loan, you need to fulfill certain parameters as a part of the eligibility criteria.

  • Credit Rating or score
  • Income criteria
  • age criteria
  • Employment stability
  • Existing EMIs
  • Employer

The Credit score is an important factor for approval of your loan. Usually, an applicant’s creditworthiness is determined by evaluating his credit score i.e. CIBIL/EXPERIAN score. Loan applications of applicants having poor credit score may get rejected. It’s always advisable to keep on updating your credit score every now and then. It’s good to keep your credit score updated. If your credit score is low, we can help you with personal loans from various NBFC’s, Financial Institutions and P2P lenders”.
A personal loan applicant must be earning the minimal wage criteria defined by the lender and also should be able to repay the loan on monthly, quarterly or yearly basis with on-time payment.
For Salaried:- must be between 21 to 60 years.
For Self-Employed:- must be between 25 to 65 years.
Yes it matters. You should have employment stability of 2 years. You must be receiving income for the last one year .
If you are paying any installment, let us know. It determines your eligibility for a personal loan.
The employer with whom the applicant is working plays a significant role in a personal loan approval.