BUSINESS LOAN
A Business loan for whatever you need and whenever you need

t’s time to grow your business by investing in Navya Finance expenditure or funding the working gap. In every business lifecycle, at some point or the other, you need to raise debt for growing it efficiently or for smooth business operations, by meeting its working requirements. At times like these, a business loan can be the best financial help that a promoter can get.

Features & Benefits

Avail the following benefits with just few clicks.

  • Loan amount starts from Rs. 50,000 onwards
  • Simple and easy documentation process
  • Tenure for business loans ranges from 12 months to 60 months
  • No collateral or guarantor required
  • Business loan interest rates vary from 13% to 35% and depend on the eligibility of the applicant and the quality of business

Accessible and Convenient

Nowadays banks and NBFCs are readily offering small business loans starting from as low as Rs. 50,000 to Rs. 1 cr.

Multiple Loan Options

All banks & other financial institutions have different products in this segment to cater to businesses of different sizes, incorporation, industries etc.

Competitive Interest Rates

We have joined hands with multiple banks and NBFCs to offer you the most competitive rate in the industry.

Non Profit Sharing

Simply repay the loan amount to the bank. You don’t need to grant proportionate ownership in business to Investors

Eligibility & Documents Required

Eligibility Required

Any individual who is an Indian citizen or national and has residual income qualifies for the personal loan. By design Personal Loans are unsecured loans and therefore an applicant does not have to worry about furnishing paperwork related to collateral. For getting a personal loan, you need to fulfill certain parameters as a part of the eligibility criteria.

  • Credit Rating or score
  • Income criteria
  • age criteria
  • Employment stability
  • Existing EMIs
  • Employer

The Credit score is an important factor for approval of your loan. Usually, an applicant’s creditworthiness is determined by evaluating his credit score i.e. CIBIL/EXPERIAN score. Loan applications of applicants having poor credit score may get rejected. It’s always advisable to keep on updating your credit score every now and then. It’s good to keep your credit score updated. If your credit score is low, we can help you with personal loans from various NBFC’s, Financial Institutions and P2P lenders”.
A personal loan applicant must be earning the minimal wage criteria defined by the lender and also should be able to repay the loan on monthly, quarterly or yearly basis with on-time payment.
For Salaried:- must be between 21 to 60 years.
For Self-Employed:- must be between 25 to 65 years.
Yes it matters. You should have employment stability of 2 years. You must be receiving income for the last one year .
If you are paying any installment, let us know. It determines your eligibility for a personal loan.
The employer with whom the applicant is working plays a significant role in a personal loan approval.